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Loan Against Property Documents

Why to avail Property Loans ?

• Property Loans are the cheapest Loans available, after Home Loans.
• Most secured type of Loan.
• Provides Longer tenure up to 15 years.
• Property Loans start from Rs 2 Lakh onward depending on your property valuation
• Low rate of interest offer.
• Documents Requirements similar to Personal Loans, plus Property Pages extra.
• Speedy Processing.
• Loan borrowed up to 70% of market value for Property.
• Flexible EMI options.

Documents requirement for Loan Against Property

Documents Salaried Self Employed
Applicant Co-Applicant Applicant Co-Applicant
Color Photo
Pan Card Copy
Current residence Address Proof
Last 3 months salary slip * × ×
6 months bank statement * × ×
1 year bank statement × × *
Last 2 Years Form 16 * × ×
Last 3 years ITR set × ×
Loan Details * × ×
Copy of Property Documents × ×
Shop Act × × *
Office Address Proof × × *
Partnership deed/MOA × × *
Individual & Company both × × * **
VAT return/service tax × × * *

* indicates (If Applicable)
* indicates (As per requirement)

Some important points for taking a Mortgage Loan

• Age of customer must be less than 55 years.
• Minor cannot become a co-applicant or applicant while taking the loan
• End use of the loan must be general and should follow the Indian laws.

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